Today, nearly 40 % of such companies have these programs, and that %age is definitely likely to rise significantly into 2012.. Are you obese? Perform you smoke? Your company could penalize you with higher healthcare premiums soon THE UNITED STATES healthcare system is chaos, as both health insurance and treatment costs continue to soar exponentially every year. But one way some companies are assisting to address this dire scenario is to begin penalizing workers that represent the biggest drain on the system with higher healthcare premiums. Reuters reviews that Veridian Credit Union, a Waterloo, Iowa-based business, recently unveiled a fresh wellness and screening system aimed at helping those in high-risk health groups to get healthier. But area of the plan contains charging smokers and obese employees higher healthcare premiums beginning in 2013, which some allege is certainly unfair and an intrusive breach of personal privacy.The baldness mainly occurs on the top surface of the head. The procedure of hair transplant is becoming popular among sportsman and several other celebrities. Superstars such as Wayne Rooney, Louis Walsh and Jason Donavan are deciding on the same. As the transplants have become more popular, also there has been improvement in both quality and at the same time graft prices have also reduced. The expense of hair transplant depends upon how much area must be covered, which kind of hair loss you are going through. Generally, the surgeon charge per graft price for hair transplant.